JA Financial Literacy No Snow Job

It is sometimes surprising for volunteers to realize how much material is retained by Junior Achievement students following a JA program. Often a student?s financial literacy is understood only as new concepts and vocabulary naturally work into a student?s daily activities. Tovah Lisky, marketing director at Junior Achievement?of Northeastern New York <http://www.janeny.org/> , recently shared a humorous exchange between a father and son that is proof positive JA concepts are understood and lived in snowy Upstate New York.[Person shoveling snow] <https://juniorachievementusa.files.wordpress.com/2013/06/person-shoveling-snow.jpg> Robert Clancy is president of Spiral Design Studio in Albany, N.Y., and has served on his local JA board of directors for 16 years. A JA alumnus, Clancy developed and designed his JA Area?s website and provides a pro bono design each year for the JA Area?s annual report. His son, Sean, has been attending Bell Top Elementary School in Troy, N.Y.?Life for a young person in Troy is a typical balance of fun and responsibility. Troy is situated on the Hudson River and is surrounded by hardwood forests. In the winter, a particularly taxing responsibility is snow shoveling. Every year, about 35 days of snow deposit about 60 inches for Sean to clear from around his home. On one such morning, the elder Clancy asked his son to help shovel the driveway.He explained, "Applying the financial literacy skills he learned in his first-grade Junior Achievement class, Sean smirked and asked me, ?Dad. Is this request a NEED or a WANT?? Without missing a beat, I smiled back and said, ?It?s both. You NEED to shovel and I WANT you to do it.?"

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