Life-Long Lessons Learned Early

Students from Julia A. Barnes School in Jersey City, New Jersey, have learned lessons in a few weeks it takes most people a lifetime to grasp through experience. Thanks to their participation in Capital One/JA Finance Park <> TM, 82 young people applied classroom concepts in a realistic, hands-on simulation to effectively use a budget, determine net monthly income, and evaluate the risks and benefits of saving and investing.[JA Captsone - Finance Park] <> One student, Nyoki, a 7th grader, summed up her class? experience. She said, "This was fun! I enjoyed being here and cooperating with everyone. My volunteer, John S. was great! I saved $99 and I look forward to coming here again!"?Another student, Evelyn, shared lessons she learned. "Today I learned that life is not easy. You have to spend money everywhere you go and things are not cheap.?You need money to maintain your life but have to make smart choices."According to Junior Achievement of New Jersey Capstone Program Coordinator Stacy Halk, a total of 13 volunteers worked with the students to prepare them for the simulation. "Thank you?to the volunteers who spent the day coaching these young people in managing their budgets!?The student testimony speaks volumes," said Halk.The entire JA experience was captured by New Jersey Public Television?s "Classroom Close-up <,AAAAj36EGjE~,w53r2XdUtII0XxxdqYeLp1bOxUXrsIg0&bctid=1452831200001> " program, which produced a two-part series about student experiences in the innovative program.

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