|Pillars of Student Success||
|Program Implementation||Program Grade-Level|
|Classroom Based||Grades 6-8|
|Program Concepts||Program Skills|
|Budget, Credit, Credit card, Credit score, Co-pay insurance, Debit card, Decision making, Deductible, Goal setting, Gross income, Higher education, Interest, Interests, Needs and wants, Net income, Opportunity cost, Policy, Premium, Risk, Self-knowledge, Skills, Values, World of work||Analyzing information, Critical-thinking, Inquiry and critical thinking skills, Interpreting data, Math calculations, Oral and written communication, Problem solving, Reading for understanding, Self-assessment, Working in groups and pairs presentation, Oral and written communication, Organizing information, Reading for understanding|
Students make choices to better understand the concept of self-knowledge—the awareness of their skills, interests, and values—as they consider education, careers, and other life choices.
Students learn how to set goals for their financial future. They play the Be a Success Game to see the connection between personal finance, education, and careers.
Students receive Occupation Cards and observe how different jobs provide different monthly salaries. Based on those monthly salaries, students evaluate the opportunity costs when making budget decisions.
Students examine how consumers pay for goods and services. They discuss the advantages and disadvantages of using debit and credit cards.
Students examine how a credit score is determined and learn about the positive and negative consequences of a credit report.
Students demonstrate that life involves risk and that insurance helps to reduce the financial consequences of loss or injury.